Chapter 424 - 195: The Law-Abiding System
Hua Country.
Hangcheng Construction Bank. Continue your journey at NovelBin.Côm
Inside the office of the branch president, Fang Dezhi, the incumbent president, was sitting at his desk reviewing documents...
Suddenly, a series of urgent knocks came at the door.
Given that Fang Dezhi usually did not like to be disturbed while working, he typically left whoever knocked waiting for two minutes, and all the employees of the branch knew this, waiting patiently after knocking...
But today was an exception...
Without waiting for Fang Dezhi’s response, the knocking persisted, growing louder with each knock.
Fang Dezhi understood that there must be an emergency.
He put down his pen, picked up his teacup, and said in a calm voice, "Come in, please."
The moment his words fell, a woman in her thirties wearing a pencil skirt came in with a document in hand, her shapely figure a testament to her usual poise, though now her facial expressions were out of control due to her anxiety, reducing her executive presence by more than half.
If Gu Heng had been there, he would have easily recognized her as Zhu Shuting, his major account manager at Construction Bank.
Zhu Shuting ignored Fang Dezhi’s furrowed brow and blurted out, "President, at exactly 2:21 p.m. today, we received two international transfer coordination requests from Swiss Bank. Due to the enormous amounts involved, we didn’t dare to make a decision on our own, so Mr. Chen sent me here to inform you."
"Why did he send you? Where is Mr. Chen? Why didn’t he come himself?"
After hearing Zhu Shuting’s words, Fang Dezhi took the documents from her hands and put his glasses back on to review the content while asking her.
Zhu Shuting hurriedly explained, "Mr. Chen is on the phone consulting with the head office. He sent me because I am responsible for the account of a major client involved in these transfers. I’m the primary person accountable for all the movements of funds in this account."
Fang Dezhi nodded slightly, his tone tinged with surprise, "A personal account transfer?"
"Yes."
This time, Fang Dezhi didn’t speak but quietly started to look at the documents in his hand.
Suddenly, as he saw the amount of the transfer, he paused and squinted his eyes to take a closer look...
One, ten, hundred, thousand...
After checking several times to be sure, there were transfers of 15.3 billion and 6.9 billion, totaling 22.2 billion, all deposited into the same account.
Shocked? Hardly. As the president of a first-tier city branch, Fang Dezhi had substantial authority. He had handled deposits even in the hundreds of billions.
After all, this was Hang City, home to 42 of Hua Country’s top 500 enterprises, nearly ten percent of the nation’s total.
Furthermore, with a financial giant like Alibaba, large capital inflows were not uncommon, though certainly not everyday occurrences...
But these were corporate deposits, fundamentally different from personal savings...
He had worked his way up from a small local branch to his current position leading a major city branch over the course of 30 years, dealing primarily with local banking. He had seen plenty of large personal accounts, but this was his first encounter with a personal deposit over 20 billion...
And this money had come from abroad...
The sum had now become 22.2 billion RMB, a tidy sum in local currency, but in actuality, it was an influx of over 3 billion US dollars. While this might not mean much to the head office, it was certainly a major accomplishment for a local branch, and no wonder Zhu Shuting appeared so rushed...
With this thought, Fang Dezhi stood up from his chair and said, "Is there anything unusual about this foreign exchange transfer?"
Zhu Shuting quickly shook her head, "We’re not sure yet; we are still communicating with the technical department at the head office."
Indeed, Fang Dezhi knew that it wouldn’t be likely for such a large sum to have issues, but he had become president of the Hangcheng branch not due to any powerful connections or special abilities, but through prudent, error-free work over the years.
Even if he knew there was no issue, he would still treat the matter with one hundred percent diligence.
If there were any issues with such a large sum, he would be held accountable immediately. With decades of caution behind him, and retirement approaching, he was even less likely to risk oversight. With this in mind, Fang Dezhi decided he would personally deal with the matter.
Zhu Shuting followed closely.
"Shuting, have you contacted this account holder?"
As if struck by a thought, Fang Dezhi asked as he walked.
Zhu Shuting rapidly nodded in response, "After receiving the notification from the head office, I immediately contacted Mr. Gu, but his phone has been off. I’ve called six times and still haven’t reached him."
"Then keep trying, until you make contact!"
"I understand, president."
Fang Dezhi nodded slightly, then changed the subject, "I recall you’ve been working in our bank for nearly ten years now, right?"
Zhu Shuting’s heart skipped a beat as if expecting something, but she kept her composed demeanor, "Yes, this year marks the tenth."
"With your experience, keeping you in the position of an account manager does seem to undervalue your capabilities.
This task of securing the deposit is yours, ensure this capital stays with our Construction Bank. I will communicate with the head office; as long as we can retain this deposit, the achievement will be yours.
Complete this task, and I will personally recommend to the head office leaders to give you more responsibilities in your name."
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